Value Plan taxes | 7-Eleven Rates and Plans | Consumer forum

I believe you will find that HST is added on to all purchases from Speakout. But how do they determine how much to charge, as each province has a different percentage? Is it based on your province of residence?

Right, if charged to the account, "place of supply" is normally based on area code of the phone (and the exchange if necessary, e.g. to distinguish 902 between NS and PE, as well as the newer 250 [shared by BC and AB] and the forthcoming 782 [NS and PE]). So if you have a postpaid Telus phone with 403 area code you pay 5% GST, if you have a 514 area code you pay 15% GST+TVQ, no matter what your billing address is.

There are ways to make a minor savings, e.g. to buy Fido Prepaid voucher in ON (13%) and apply to your 514 number, rather than charging it directly to the account (15%). But even a $100 refill will only save you $2 in that case, at the cost of going to a store to buy a voucher.

Speakout doesn't seem to follow this rule exactly, e.g. I refilled a 514 SO number online for a friend (since SO doesn't serve QC) and they charged 13% HST, presumably based on ON billing address. Ultimately the differences are pretty small with the values we're talking about, and in the case of the 514 number, SO wouldn't take a QC billing address anyway (as I recall).

=aw